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At today's rate and a 90% mortgage, the deposit on this unit is about HK$324K, with repayments around HK$14,135/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$324K · loan HK$2.92M · min. income ≈ HK$28,270/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 267 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 67%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-01 | HK$4.67M | +14.6% 3.1y · 5.0%/yr |
| 2018-02-13 | HK$4.08M | +168.4% 7.2y · 23.0%/yr |
| 2010-12-14 | HK$1.52M | +53.5% |
| 2008-11-26 | HK$990K | +86.8% |
| 2003-06-10 | HK$530K | — |