▼ 0.50% · 3.625%
HK$2,382
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,456
−HK$76/mo
Today · 4.125%
HK$2,532
baseline
▲ 0.50% · 4.625%
HK$2,686
+HK$154/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,064/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,650
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,721
−HK$72/mo
Today · 4.125%
HK$2,793
baseline
▲ 0.50% · 4.625%
HK$2,941
+HK$148/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,586/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,621
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,702
−HK$83/mo
Today · 4.125%
HK$2,785
baseline
▲ 0.50% · 4.625%
HK$2,954
+HK$169/mo
Deposit HK$470K · loan HK$575K · min. income ≈ HK$5,570/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,915
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,994
−HK$79/mo
Today · 4.125%
HK$3,073
baseline
▲ 0.50% · 4.625%
HK$3,235
+HK$162/mo
Deposit HK$470K · loan HK$575K · min. income ≈ HK$6,146/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,859
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,948
−HK$90/mo
Today · 4.125%
HK$3,038
baseline
▲ 0.50% · 4.625%
HK$3,223
+HK$185/mo
Deposit HK$418K · loan HK$627K · min. income ≈ HK$6,076/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,180
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,266
−HK$86/mo
Today · 4.125%
HK$3,352
baseline
▲ 0.50% · 4.625%
HK$3,529
+HK$177/mo
Deposit HK$418K · loan HK$627K · min. income ≈ HK$6,704/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,097
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,193
−HK$98/mo
Today · 4.125%
HK$3,291
baseline
▲ 0.50% · 4.625%
HK$3,491
+HK$200/mo
Deposit HK$366K · loan HK$679K · min. income ≈ HK$6,582/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,445
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$94/mo
Today · 4.125%
HK$3,632
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$191/mo
Deposit HK$366K · loan HK$679K · min. income ≈ HK$7,264/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,439
−HK$105/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,760
+HK$216/mo
Deposit HK$313K · loan HK$731K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$101/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$206/mo
Deposit HK$313K · loan HK$731K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$113/mo
Today · 4.125%
HK$3,798
baseline
▲ 0.50% · 4.625%
HK$4,029
+HK$231/mo
Deposit HK$261K · loan HK$784K · min. income ≈ HK$7,596/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$108/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$221/mo
Deposit HK$261K · loan HK$784K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,812
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$121/mo
Today · 4.125%
HK$4,051
baseline
▲ 0.50% · 4.625%
HK$4,297
+HK$246/mo
Deposit HK$209K · loan HK$836K · min. income ≈ HK$8,102/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$116/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$235/mo
Deposit HK$209K · loan HK$836K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,050
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,176
−HK$128/mo
Today · 4.125%
HK$4,304
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$262/mo
Deposit HK$157K · loan HK$888K · min. income ≈ HK$8,608/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,506
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,626
−HK$123/mo
Today · 4.125%
HK$4,749
baseline
▲ 0.50% · 4.625%
HK$4,999
+HK$250/mo
Deposit HK$157K · loan HK$888K · min. income ≈ HK$9,498/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,288
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,422
−HK$135/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$277/mo
Deposit HK$104K · loan HK$940K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$130/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$265/mo
Deposit HK$104K · loan HK$940K · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).