At today's rate and a 90% mortgage, the deposit on this unit is about HK$220K, with repayments around HK$9,617/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,234/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 268 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-12 | HK$4.14M | +37.9% 5.0y · 8.0%/yr |
| 2016-08-16 | HK$3.00M | +136.2% 6.4y · 21.0%/yr |
| 2010-03-23 | HK$1.27M | +10.4% |
| 2009-08-05 | HK$1.15M | +22.3% |
| 2008-03-27 | HK$940K | +23.7% |
| 2006-10-28 | HK$760K | −30.9% |
| 1996-04-12 | HK$1.10M | — |