▼ 0.50% · 3.625%
HK$4,583
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,726
−HK$144/mo
Today · 4.125%
HK$4,870
baseline
▲ 0.50% · 4.625%
HK$5,167
+HK$297/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,740/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,235
−HK$139/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,657
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$159/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$326/mo
Deposit HK$904K · loan HK$1.11M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,608
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,759
−HK$152/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$312/mo
Deposit HK$904K · loan HK$1.11M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$174/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$355/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,118
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,282
−HK$167/mo
Today · 4.125%
HK$6,449
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$340/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$12,898/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,958
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,143
−HK$189/mo
Today · 4.125%
HK$6,332
baseline
▲ 0.50% · 4.625%
HK$6,717
+HK$385/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$12,664/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,628
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,806
−HK$180/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,355
+HK$369/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,616
−HK$203/mo
Today · 4.125%
HK$6,819
baseline
▲ 0.50% · 4.625%
HK$7,234
+HK$415/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$13,638/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,138
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$195/mo
Today · 4.125%
HK$7,524
baseline
▲ 0.50% · 4.625%
HK$7,920
+HK$396/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$15,048/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,875
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,088
−HK$218/mo
Today · 4.125%
HK$7,306
baseline
▲ 0.50% · 4.625%
HK$7,750
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,612/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,648
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,853
−HK$208/mo
Today · 4.125%
HK$8,061
baseline
▲ 0.50% · 4.625%
HK$8,486
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,122/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,333
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,561
−HK$232/mo
Today · 4.125%
HK$7,793
baseline
▲ 0.50% · 4.625%
HK$8,267
+HK$474/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,586/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,158
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,377
−HK$221/mo
Today · 4.125%
HK$8,598
baseline
▲ 0.50% · 4.625%
HK$9,052
+HK$454/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,196/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,791
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,034
−HK$246/mo
Today · 4.125%
HK$8,280
baseline
▲ 0.50% · 4.625%
HK$8,784
+HK$504/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,560/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,668
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,900
−HK$236/mo
Today · 4.125%
HK$9,136
baseline
▲ 0.50% · 4.625%
HK$9,617
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,272/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,249
−HK$518/mo
▼ 0.25% · 3.875%
HK$8,506
−HK$261/mo
Today · 4.125%
HK$8,767
baseline
▲ 0.50% · 4.625%
HK$9,300
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,534/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,177
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,424
−HK$249/mo
Today · 4.125%
HK$9,673
baseline
▲ 0.50% · 4.625%
HK$10,183
+HK$510/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,346/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).