Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$372K, with repayments around HK$16,239/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$372K · loan HK$3.35M · min. income ≈ HK$32,478/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 65%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-17 | HK$4.68M | +14.7% 3.4y · 4.0%/yr |
| 2017-11-08 | HK$4.08M | +114.7% 6.5y · 18.0%/yr |
| 2011-05-23 | HK$1.90M | +55.7% |
| 2009-08-31 | HK$1.22M | +31.2% |
| 2007-12-06 | HK$930K | −45.9% |
| 1999-05-11 | HK$1.72M | — |