▼ 0.50% · 3.625%
HK$2,264
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,335
−HK$71/mo
Today · 4.125%
HK$2,406
baseline
▲ 0.50% · 4.625%
HK$2,553
+HK$147/mo
Deposit HK$496K · loan HK$496K · min. income ≈ HK$4,812/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,519
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,587
−HK$68/mo
Today · 4.125%
HK$2,655
baseline
▲ 0.50% · 4.625%
HK$2,795
+HK$140/mo
Deposit HK$496K · loan HK$496K · min. income ≈ HK$5,310/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,491
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,568
−HK$79/mo
Today · 4.125%
HK$2,647
baseline
▲ 0.50% · 4.625%
HK$2,808
+HK$161/mo
Deposit HK$447K · loan HK$546K · min. income ≈ HK$5,294/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,771
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,845
−HK$76/mo
Today · 4.125%
HK$2,921
baseline
▲ 0.50% · 4.625%
HK$3,075
+HK$154/mo
Deposit HK$447K · loan HK$546K · min. income ≈ HK$5,842/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,717
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,802
−HK$86/mo
Today · 4.125%
HK$2,888
baseline
▲ 0.50% · 4.625%
HK$3,063
+HK$175/mo
Deposit HK$397K · loan HK$596K · min. income ≈ HK$5,776/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,023
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,104
−HK$82/mo
Today · 4.125%
HK$3,186
baseline
▲ 0.50% · 4.625%
HK$3,354
+HK$168/mo
Deposit HK$397K · loan HK$596K · min. income ≈ HK$6,372/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,944
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,035
−HK$93/mo
Today · 4.125%
HK$3,128
baseline
▲ 0.50% · 4.625%
HK$3,318
+HK$190/mo
Deposit HK$348K · loan HK$645K · min. income ≈ HK$6,256/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,275
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,363
−HK$89/mo
Today · 4.125%
HK$3,452
baseline
▲ 0.50% · 4.625%
HK$3,634
+HK$182/mo
Deposit HK$348K · loan HK$645K · min. income ≈ HK$6,904/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,170
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,269
−HK$100/mo
Today · 4.125%
HK$3,369
baseline
▲ 0.50% · 4.625%
HK$3,574
+HK$205/mo
Deposit HK$298K · loan HK$695K · min. income ≈ HK$6,738/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,527
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,621
−HK$96/mo
Today · 4.125%
HK$3,717
baseline
▲ 0.50% · 4.625%
HK$3,913
+HK$196/mo
Deposit HK$298K · loan HK$695K · min. income ≈ HK$7,434/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,396
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,502
−HK$107/mo
Today · 4.125%
HK$3,609
baseline
▲ 0.50% · 4.625%
HK$3,829
+HK$220/mo
Deposit HK$248K · loan HK$745K · min. income ≈ HK$7,218/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,880
−HK$103/mo
Today · 4.125%
HK$3,983
baseline
▲ 0.50% · 4.625%
HK$4,193
+HK$210/mo
Deposit HK$248K · loan HK$745K · min. income ≈ HK$7,966/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,623
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$114/mo
Today · 4.125%
HK$3,850
baseline
▲ 0.50% · 4.625%
HK$4,084
+HK$234/mo
Deposit HK$199K · loan HK$794K · min. income ≈ HK$7,700/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,030
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$110/mo
Today · 4.125%
HK$4,248
baseline
▲ 0.50% · 4.625%
HK$4,472
+HK$224/mo
Deposit HK$199K · loan HK$794K · min. income ≈ HK$8,496/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,849
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$122/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,340
+HK$249/mo
Deposit HK$149K · loan HK$844K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$117/mo
Today · 4.125%
HK$4,514
baseline
▲ 0.50% · 4.625%
HK$4,752
+HK$238/mo
Deposit HK$149K · loan HK$844K · min. income ≈ HK$9,028/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,202
−HK$129/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,595
+HK$264/mo
Deposit HK$99K · loan HK$894K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,534
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,656
−HK$123/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,031
+HK$252/mo
Deposit HK$99K · loan HK$894K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).