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At today's rate and a 90% mortgage, the deposit on this unit is about HK$695K, with repayments around HK$30,330/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$60,660/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,606 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mei Foo Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- D NO. 68
- Saleable Area
- 648 Saleable ft²
- Gross Area
- 868 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-17 | HK$7.65M | +17.7% 3.8y · 5.0%/yr |
| 2017-07-27 | HK$6.50M | +159.0% 8.3y · 19.0%/yr |
| 2009-03-23 | HK$2.51M | +17.3% |
| 2006-03-09 | HK$2.14M | +1.9% |
| 2005-04-04 | HK$2.10M | +37.3% |
| 2004-09-01 | HK$1.53M | −12.6% |
| 2002-08-07 | HK$1.75M | — |