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At today's rate and a 90% mortgage, the deposit on this unit is about HK$378K, with repayments around HK$16,479/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$378K · loan HK$3.40M · min. income ≈ HK$32,958/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C (NO. 148C)
- Saleable Area
- 347 Saleable ft²
- Gross Area
- 441 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-23 | HK$3.35M | −11.8% 0.9y |
| 2024-07-04 | HK$3.80M | +126.2% 14.0y · 9.0%/yr |
| 2010-07-07 | HK$1.68M | +52.7% |
| 2006-10-11 | HK$1.10M | +19.6% |
| 2006-07-05 | HK$920K | — |