▼ 0.50% · 3.625%
HK$1,876
−HK$118/mo
▼ 0.25% · 3.875%
HK$1,935
−HK$59/mo
Today · 4.125%
HK$1,994
baseline
▲ 0.50% · 4.625%
HK$2,115
+HK$121/mo
Deposit HK$411K · loan HK$411K · min. income ≈ HK$3,988/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,087
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,143
−HK$57/mo
Today · 4.125%
HK$2,200
baseline
▲ 0.50% · 4.625%
HK$2,316
+HK$116/mo
Deposit HK$411K · loan HK$411K · min. income ≈ HK$4,400/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,064
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,128
−HK$65/mo
Today · 4.125%
HK$2,193
baseline
▲ 0.50% · 4.625%
HK$2,327
+HK$134/mo
Deposit HK$370K · loan HK$453K · min. income ≈ HK$4,386/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,296
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,358
−HK$62/mo
Today · 4.125%
HK$2,420
baseline
▲ 0.50% · 4.625%
HK$2,548
+HK$128/mo
Deposit HK$370K · loan HK$453K · min. income ≈ HK$4,840/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,251
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,321
−HK$72/mo
Today · 4.125%
HK$2,393
baseline
▲ 0.50% · 4.625%
HK$2,538
+HK$145/mo
Deposit HK$329K · loan HK$494K · min. income ≈ HK$4,786/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,505
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,572
−HK$68/mo
Today · 4.125%
HK$2,640
baseline
▲ 0.50% · 4.625%
HK$2,779
+HK$139/mo
Deposit HK$329K · loan HK$494K · min. income ≈ HK$5,280/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,439
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,515
−HK$77/mo
Today · 4.125%
HK$2,592
baseline
▲ 0.50% · 4.625%
HK$2,750
+HK$158/mo
Deposit HK$288K · loan HK$535K · min. income ≈ HK$5,184/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,713
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,786
−HK$74/mo
Today · 4.125%
HK$2,860
baseline
▲ 0.50% · 4.625%
HK$3,011
+HK$151/mo
Deposit HK$288K · loan HK$535K · min. income ≈ HK$5,720/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,627
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,708
−HK$83/mo
Today · 4.125%
HK$2,791
baseline
▲ 0.50% · 4.625%
HK$2,961
+HK$170/mo
Deposit HK$247K · loan HK$576K · min. income ≈ HK$5,582/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,922
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,001
−HK$79/mo
Today · 4.125%
HK$3,080
baseline
▲ 0.50% · 4.625%
HK$3,242
+HK$162/mo
Deposit HK$247K · loan HK$576K · min. income ≈ HK$6,160/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,814
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,902
−HK$89/mo
Today · 4.125%
HK$2,991
baseline
▲ 0.50% · 4.625%
HK$3,173
+HK$182/mo
Deposit HK$206K · loan HK$617K · min. income ≈ HK$5,982/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$85/mo
Today · 4.125%
HK$3,300
baseline
▲ 0.50% · 4.625%
HK$3,474
+HK$174/mo
Deposit HK$206K · loan HK$617K · min. income ≈ HK$6,600/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$95/mo
Today · 4.125%
HK$3,190
baseline
▲ 0.50% · 4.625%
HK$3,384
+HK$194/mo
Deposit HK$165K · loan HK$658K · min. income ≈ HK$6,380/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$91/mo
Today · 4.125%
HK$3,520
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$186/mo
Deposit HK$165K · loan HK$658K · min. income ≈ HK$7,040/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,190
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$101/mo
Today · 4.125%
HK$3,390
baseline
▲ 0.50% · 4.625%
HK$3,596
+HK$206/mo
Deposit HK$123K · loan HK$699K · min. income ≈ HK$6,780/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,548
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,643
−HK$97/mo
Today · 4.125%
HK$3,740
baseline
▲ 0.50% · 4.625%
HK$3,937
+HK$197/mo
Deposit HK$123K · loan HK$699K · min. income ≈ HK$7,480/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,377
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,482
−HK$107/mo
Today · 4.125%
HK$3,589
baseline
▲ 0.50% · 4.625%
HK$3,807
+HK$218/mo
Deposit HK$82K · loan HK$741K · min. income ≈ HK$7,178/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$102/mo
Today · 4.125%
HK$3,960
baseline
▲ 0.50% · 4.625%
HK$4,169
+HK$209/mo
Deposit HK$82K · loan HK$741K · min. income ≈ HK$7,920/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).