▼ 0.50% · 3.625%
HK$2,036
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,100
−HK$64/mo
Today · 4.125%
HK$2,164
baseline
▲ 0.50% · 4.625%
HK$2,296
+HK$132/mo
Deposit HK$447K · loan HK$447K · min. income ≈ HK$4,328/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,265
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,326
−HK$62/mo
Today · 4.125%
HK$2,388
baseline
▲ 0.50% · 4.625%
HK$2,514
+HK$126/mo
Deposit HK$447K · loan HK$447K · min. income ≈ HK$4,776/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,240
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,310
−HK$70/mo
Today · 4.125%
HK$2,380
baseline
▲ 0.50% · 4.625%
HK$2,525
+HK$145/mo
Deposit HK$402K · loan HK$491K · min. income ≈ HK$4,760/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,492
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,559
−HK$68/mo
Today · 4.125%
HK$2,627
baseline
▲ 0.50% · 4.625%
HK$2,765
+HK$138/mo
Deposit HK$402K · loan HK$491K · min. income ≈ HK$5,254/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,444
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,520
−HK$77/mo
Today · 4.125%
HK$2,597
baseline
▲ 0.50% · 4.625%
HK$2,755
+HK$158/mo
Deposit HK$357K · loan HK$536K · min. income ≈ HK$5,194/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,719
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,791
−HK$74/mo
Today · 4.125%
HK$2,865
baseline
▲ 0.50% · 4.625%
HK$3,016
+HK$151/mo
Deposit HK$357K · loan HK$536K · min. income ≈ HK$5,730/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,647
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,730
−HK$83/mo
Today · 4.125%
HK$2,813
baseline
▲ 0.50% · 4.625%
HK$2,984
+HK$171/mo
Deposit HK$313K · loan HK$580K · min. income ≈ HK$5,626/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,945
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,024
−HK$80/mo
Today · 4.125%
HK$3,104
baseline
▲ 0.50% · 4.625%
HK$3,268
+HK$164/mo
Deposit HK$313K · loan HK$580K · min. income ≈ HK$6,208/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,851
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,940
−HK$90/mo
Today · 4.125%
HK$3,030
baseline
▲ 0.50% · 4.625%
HK$3,214
+HK$184/mo
Deposit HK$268K · loan HK$625K · min. income ≈ HK$6,060/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,172
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$86/mo
Today · 4.125%
HK$3,343
baseline
▲ 0.50% · 4.625%
HK$3,519
+HK$176/mo
Deposit HK$268K · loan HK$625K · min. income ≈ HK$6,686/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,055
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,150
−HK$96/mo
Today · 4.125%
HK$3,246
baseline
▲ 0.50% · 4.625%
HK$3,444
+HK$198/mo
Deposit HK$223K · loan HK$670K · min. income ≈ HK$6,492/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,398
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$93/mo
Today · 4.125%
HK$3,582
baseline
▲ 0.50% · 4.625%
HK$3,771
+HK$189/mo
Deposit HK$223K · loan HK$670K · min. income ≈ HK$7,164/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,258
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,360
−HK$102/mo
Today · 4.125%
HK$3,462
baseline
▲ 0.50% · 4.625%
HK$3,673
+HK$211/mo
Deposit HK$179K · loan HK$714K · min. income ≈ HK$6,924/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,625
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,722
−HK$99/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,022
+HK$201/mo
Deposit HK$179K · loan HK$714K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,462
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,569
−HK$110/mo
Today · 4.125%
HK$3,679
baseline
▲ 0.50% · 4.625%
HK$3,903
+HK$224/mo
Deposit HK$134K · loan HK$759K · min. income ≈ HK$7,358/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,851
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,955
−HK$104/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,273
+HK$214/mo
Deposit HK$134K · loan HK$759K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,779
−HK$116/mo
Today · 4.125%
HK$3,895
baseline
▲ 0.50% · 4.625%
HK$4,132
+HK$237/mo
Deposit HK$89K · loan HK$804K · min. income ≈ HK$7,790/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$111/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$227/mo
Deposit HK$89K · loan HK$804K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).