▼ 0.50% · 3.625%
HK$3,372
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,477
−HK$107/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$218/mo
Deposit HK$739K · loan HK$739K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,852
−HK$102/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,163
+HK$209/mo
Deposit HK$739K · loan HK$739K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,825
−HK$117/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,182
+HK$240/mo
Deposit HK$666K · loan HK$813K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,127
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$112/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$229/mo
Deposit HK$666K · loan HK$813K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,173
−HK$128/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,562
+HK$261/mo
Deposit HK$592K · loan HK$887K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,502
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,623
−HK$122/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$250/mo
Deposit HK$592K · loan HK$887K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,520
−HK$139/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$284/mo
Deposit HK$518K · loan HK$961K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,877
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$133/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$271/mo
Deposit HK$518K · loan HK$961K · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$149/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$306/mo
Deposit HK$444K · loan HK$1.04M · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$143/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$292/mo
Deposit HK$444K · loan HK$1.04M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$160/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$327/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,628
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$153/mo
Today · 4.125%
HK$5,932
baseline
▲ 0.50% · 4.625%
HK$6,244
+HK$312/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$11,864/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,396
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,564
−HK$170/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,083
+HK$349/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,003
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$163/mo
Today · 4.125%
HK$6,327
baseline
▲ 0.50% · 4.625%
HK$6,661
+HK$334/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$12,654/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,733
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,911
−HK$182/mo
Today · 4.125%
HK$6,093
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$370/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,186/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,378
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,549
−HK$174/mo
Today · 4.125%
HK$6,723
baseline
▲ 0.50% · 4.625%
HK$7,077
+HK$354/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,446/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,070
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,259
−HK$192/mo
Today · 4.125%
HK$6,451
baseline
▲ 0.50% · 4.625%
HK$6,843
+HK$392/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,902/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,753
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,934
−HK$184/mo
Today · 4.125%
HK$7,118
baseline
▲ 0.50% · 4.625%
HK$7,493
+HK$375/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,236/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).