▼ 0.50% · 3.625%
HK$3,145
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,243
−HK$99/mo
Today · 4.125%
HK$3,342
baseline
▲ 0.50% · 4.625%
HK$3,545
+HK$203/mo
Deposit HK$690K · loan HK$690K · min. income ≈ HK$6,684/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,499
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,592
−HK$96/mo
Today · 4.125%
HK$3,688
baseline
▲ 0.50% · 4.625%
HK$3,882
+HK$194/mo
Deposit HK$690K · loan HK$690K · min. income ≈ HK$7,376/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,459
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,567
−HK$109/mo
Today · 4.125%
HK$3,676
baseline
▲ 0.50% · 4.625%
HK$3,900
+HK$224/mo
Deposit HK$621K · loan HK$759K · min. income ≈ HK$7,352/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,848
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,952
−HK$104/mo
Today · 4.125%
HK$4,056
baseline
▲ 0.50% · 4.625%
HK$4,270
+HK$214/mo
Deposit HK$621K · loan HK$759K · min. income ≈ HK$8,112/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,774
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,891
−HK$119/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,255
+HK$245/mo
Deposit HK$552K · loan HK$828K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$114/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$233/mo
Deposit HK$552K · loan HK$828K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,088
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,215
−HK$130/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,609
+HK$264/mo
Deposit HK$483K · loan HK$896K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,548
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$124/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$253/mo
Deposit HK$483K · loan HK$896K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$285/mo
Deposit HK$414K · loan HK$965K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,029
−HK$134/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$272/mo
Deposit HK$414K · loan HK$965K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,864
−HK$149/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,318
+HK$305/mo
Deposit HK$345K · loan HK$1.03M · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,248
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,389
−HK$142/mo
Today · 4.125%
HK$5,531
baseline
▲ 0.50% · 4.625%
HK$5,823
+HK$292/mo
Deposit HK$345K · loan HK$1.03M · min. income ≈ HK$11,062/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,188
−HK$159/mo
Today · 4.125%
HK$5,347
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$326/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$10,694/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,748
−HK$152/mo
Today · 4.125%
HK$5,900
baseline
▲ 0.50% · 4.625%
HK$6,211
+HK$311/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$11,800/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,346
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$169/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$6,027
+HK$345/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$162/mo
Today · 4.125%
HK$6,269
baseline
▲ 0.50% · 4.625%
HK$6,599
+HK$330/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,538/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$179/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,382
+HK$366/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,466
−HK$172/mo
Today · 4.125%
HK$6,638
baseline
▲ 0.50% · 4.625%
HK$6,988
+HK$350/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,276/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).