At today's rate and a 90% mortgage, the deposit on this unit is about HK$309K, with repayments around HK$13,461/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$309K · loan HK$2.78M · min. income ≈ HK$26,922/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 452 ft²
- Efficiency
- 87%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-19 | HK$2.45M | −30.6% 5.0y · −6.0%/yr |
| 2020-12-18 | HK$3.53M | +47.1% 8.8y · 5.0%/yr |
| 2012-03-28 | HK$2.40M | +60.0% |
| 2008-06-06 | HK$1.50M | +7.9% |
| 2008-04-14 | HK$1.39M | +27.5% |
| 2008-03-04 | HK$1.09M | — |