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At today's rate and a 90% mortgage, the deposit on this unit is about HK$544K, with repayments around HK$23,718/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$544K · loan HK$4.89M · min. income ≈ HK$47,436/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$122,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mei Foo Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- NO. 80 (FLAT B)
- Saleable Area
- 610 Saleable ft²
- Gross Area
- 829 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-01-06 | HK$6.90M | +12.0% 3.8y · 3.0%/yr |
| 2013-02-28 | HK$6.16M | +58.8% |
| 2010-07-07 | HK$3.88M | +14.1% |
| 2010-01-29 | HK$3.40M | +20.1% |
| 2007-10-30 | HK$2.83M | +23.0% |
| 2007-04-27 | HK$2.30M | +10.0% |
| 1999-01-07 | HK$2.09M | −32.6% |
| 1997-02-21 | HK$3.10M | +5.8% |
| 1997-01-08 | HK$2.93M | +44.3% |
| 1995-07-26 | HK$2.03M | — |