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At today's rate and a 90% mortgage, the deposit on this unit is about HK$272K, with repayments around HK$11,863/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$272K · loan HK$2.45M · min. income ≈ HK$23,726/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 87 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- NO. 25 (FLAT A)
- Saleable Area
- 501 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-06 | HK$2.55M | −20.8% 9.6y · −2.0%/yr |
| 2015-12-30 | HK$3.22M | +246.2% 19.1y · 13.0%/yr |
| 1996-12-11 | HK$930K | +32.9% |
| 1996-05-28 | HK$700K | −17.6% |
| 1995-07-06 | HK$850K | — |