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At today's rate and a 90% mortgage, the deposit on this unit is about HK$364K, with repayments around HK$15,864/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$364K · loan HK$3.27M · min. income ≈ HK$31,728/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 81 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 421 Saleable ft²
- Gross Area
- 612 ft²
- Efficiency
- 69%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-29 | HK$3.20M | +22.1% 9.6y · 2.0%/yr |
| 2016-03-04 | HK$2.62M | +31.0% 4.6y · 7.0%/yr |
| 2011-07-11 | HK$2.00M | +19.0% |
| 2010-05-04 | HK$1.68M | +22.6% |
| 2008-07-08 | HK$1.37M | +87.7% |
| 2002-11-20 | HK$730K | — |