▼ 0.50% · 3.625%
HK$3,577
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,688
−HK$113/mo
Today · 4.125%
HK$3,801
baseline
▲ 0.50% · 4.625%
HK$4,032
+HK$231/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$7,602/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,979
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,086
−HK$108/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$221/mo
Deposit HK$784K · loan HK$784K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,934
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$124/mo
Today · 4.125%
HK$4,181
baseline
▲ 0.50% · 4.625%
HK$4,436
+HK$255/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$8,362/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,377
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$119/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,857
+HK$244/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$135/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$278/mo
Deposit HK$627K · loan HK$941K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,903
−HK$130/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$265/mo
Deposit HK$627K · loan HK$941K · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$147/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$301/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$141/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$288/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,163
−HK$158/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$152/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,181
+HK$309/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,365
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$169/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,048
+HK$347/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,969
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,129
−HK$162/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,623
+HK$332/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,723
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,901
−HK$181/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,452
+HK$370/mo
Deposit HK$314K · loan HK$1.25M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,366
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,537
−HK$173/mo
Today · 4.125%
HK$6,710
baseline
▲ 0.50% · 4.625%
HK$7,064
+HK$354/mo
Deposit HK$314K · loan HK$1.25M · min. income ≈ HK$13,420/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,080
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,270
−HK$192/mo
Today · 4.125%
HK$6,462
baseline
▲ 0.50% · 4.625%
HK$6,855
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,924/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,764
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,946
−HK$184/mo
Today · 4.125%
HK$7,130
baseline
▲ 0.50% · 4.625%
HK$7,506
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,260/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,638
−HK$204/mo
Today · 4.125%
HK$6,842
baseline
▲ 0.50% · 4.625%
HK$7,258
+HK$416/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,684/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,162
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,354
−HK$195/mo
Today · 4.125%
HK$7,549
baseline
▲ 0.50% · 4.625%
HK$7,947
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,098/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).