▼ 0.50% · 3.625%
HK$2,213
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,282
−HK$70/mo
Today · 4.125%
HK$2,352
baseline
▲ 0.50% · 4.625%
HK$2,495
+HK$143/mo
Deposit HK$485K · loan HK$485K · min. income ≈ HK$4,704/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,462
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,528
−HK$67/mo
Today · 4.125%
HK$2,595
baseline
▲ 0.50% · 4.625%
HK$2,732
+HK$137/mo
Deposit HK$485K · loan HK$485K · min. income ≈ HK$5,190/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,435
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,510
−HK$77/mo
Today · 4.125%
HK$2,587
baseline
▲ 0.50% · 4.625%
HK$2,745
+HK$158/mo
Deposit HK$437K · loan HK$534K · min. income ≈ HK$5,174/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,708
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,781
−HK$74/mo
Today · 4.125%
HK$2,855
baseline
▲ 0.50% · 4.625%
HK$3,005
+HK$150/mo
Deposit HK$437K · loan HK$534K · min. income ≈ HK$5,710/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,656
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,738
−HK$84/mo
Today · 4.125%
HK$2,822
baseline
▲ 0.50% · 4.625%
HK$2,994
+HK$172/mo
Deposit HK$388K · loan HK$582K · min. income ≈ HK$5,644/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,955
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,034
−HK$80/mo
Today · 4.125%
HK$3,114
baseline
▲ 0.50% · 4.625%
HK$3,278
+HK$164/mo
Deposit HK$388K · loan HK$582K · min. income ≈ HK$6,228/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,877
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$91/mo
Today · 4.125%
HK$3,058
baseline
▲ 0.50% · 4.625%
HK$3,244
+HK$186/mo
Deposit HK$340K · loan HK$631K · min. income ≈ HK$6,116/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,287
−HK$87/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$178/mo
Deposit HK$340K · loan HK$631K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,099
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,195
−HK$98/mo
Today · 4.125%
HK$3,293
baseline
▲ 0.50% · 4.625%
HK$3,493
+HK$200/mo
Deposit HK$291K · loan HK$679K · min. income ≈ HK$6,586/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,447
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,540
−HK$93/mo
Today · 4.125%
HK$3,633
baseline
▲ 0.50% · 4.625%
HK$3,825
+HK$192/mo
Deposit HK$291K · loan HK$679K · min. income ≈ HK$7,266/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$105/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$215/mo
Deposit HK$243K · loan HK$728K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,693
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,792
−HK$101/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$205/mo
Deposit HK$243K · loan HK$728K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$112/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,992
+HK$229/mo
Deposit HK$194K · loan HK$776K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,940
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,045
−HK$107/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$219/mo
Deposit HK$194K · loan HK$776K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,762
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,880
−HK$118/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,242
+HK$244/mo
Deposit HK$146K · loan HK$825K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,186
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$114/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$232/mo
Deposit HK$146K · loan HK$825K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$126/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$257/mo
Deposit HK$97K · loan HK$874K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$120/mo
Today · 4.125%
HK$4,671
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$247/mo
Deposit HK$97K · loan HK$874K · min. income ≈ HK$9,342/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).