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At today's rate and a 90% mortgage, the deposit on this unit is about HK$761K, with repayments around HK$33,174/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$761K · loan HK$6.84M · min. income ≈ HK$66,348/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,165 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 120 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- C
- Saleable Area
- 522 Saleable ft²
- Gross Area
- 732 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-15 | HK$8.50M | +9.3% 3.5y · 3.0%/yr |
| 2018-01-02 | HK$7.78M | +57.5% 5.5y · 10.0%/yr |
| 2012-06-08 | HK$4.94M | +16.8% |
| 2010-11-09 | HK$4.23M | +8.7% |
| 2009-06-22 | HK$3.89M | −13.2% |
| 2007-12-06 | HK$4.48M | — |