▼ 0.50% · 3.625%
HK$22,035
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,721
−HK$696/mo
Today · 4.125%
HK$23,417
baseline
▲ 0.50% · 4.625%
HK$24,842
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,834/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,514
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,172
−HK$667/mo
Today · 4.125%
HK$25,839
baseline
▲ 0.50% · 4.625%
HK$27,201
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,678/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,239
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,993
−HK$766/mo
Today · 4.125%
HK$25,759
baseline
▲ 0.50% · 4.625%
HK$27,326
+HK$1,567/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,518/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,966
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,689
−HK$733/mo
Today · 4.125%
HK$28,422
baseline
▲ 0.50% · 4.625%
HK$29,921
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,844/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,442
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,265
−HK$836/mo
Today · 4.125%
HK$28,101
baseline
▲ 0.50% · 4.625%
HK$29,810
+HK$1,709/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,202/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,417
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,206
−HK$800/mo
Today · 4.125%
HK$31,006
baseline
▲ 0.50% · 4.625%
HK$32,641
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,012/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,646
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,537
−HK$905/mo
Today · 4.125%
HK$30,442
baseline
▲ 0.50% · 4.625%
HK$32,295
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,884/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,723
−HK$867/mo
Today · 4.125%
HK$33,590
baseline
▲ 0.50% · 4.625%
HK$35,361
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,180/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,850
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,809
−HK$975/mo
Today · 4.125%
HK$32,784
baseline
▲ 0.50% · 4.625%
HK$34,779
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,568/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,320
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,240
−HK$934/mo
Today · 4.125%
HK$36,174
baseline
▲ 0.50% · 4.625%
HK$38,081
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,348/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,053
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$1,045/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$37,263
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,001/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$40,801
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,257
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,353
−HK$1,115/mo
Today · 4.125%
HK$37,468
baseline
▲ 0.50% · 4.625%
HK$39,747
+HK$2,279/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,936/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,223
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,275
−HK$1,067/mo
Today · 4.125%
HK$41,342
baseline
▲ 0.50% · 4.625%
HK$43,521
+HK$2,179/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,684/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,460
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,625
−HK$1,184/mo
Today · 4.125%
HK$39,809
baseline
▲ 0.50% · 4.625%
HK$42,232
+HK$2,423/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,618/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,674
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,792
−HK$1,134/mo
Today · 4.125%
HK$43,926
baseline
▲ 0.50% · 4.625%
HK$46,241
+HK$2,315/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,852/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,664
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,897
−HK$1,254/mo
Today · 4.125%
HK$42,151
baseline
▲ 0.50% · 4.625%
HK$44,716
+HK$2,565/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$84,302/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,125
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,309
−HK$1,200/mo
Today · 4.125%
HK$46,509
baseline
▲ 0.50% · 4.625%
HK$48,961
+HK$2,452/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$93,018/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,356 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).