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At today's rate and a 90% mortgage, the deposit on this unit is about HK$719K, with repayments around HK$31,342/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,684/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,566 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 87 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- E
- Saleable Area
- 459 Saleable ft²
- Gross Area
- 605 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-08 | HK$8.06M | +4.7% 3.1y · 2.0%/yr |
| 2019-04-25 | HK$7.70M | +47.5% 6.0y · 8.0%/yr |
| 2013-04-16 | HK$5.22M | +32.2% |
| 2012-02-23 | HK$3.95M | +21.9% |
| 2010-06-24 | HK$3.24M | +18.7% |
| 2009-06-19 | HK$2.73M | −0.7% |
| 2008-01-17 | HK$2.75M | +57.1% |
| 2002-05-15 | HK$1.75M | — |