▼ 0.50% · 3.625%
HK$20,982
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,634
−HK$664/mo
Today · 4.125%
HK$22,298
baseline
▲ 0.50% · 4.625%
HK$23,654
+HK$1,356/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,596/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,342
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,968
−HK$635/mo
Today · 4.125%
HK$24,603
baseline
▲ 0.50% · 4.625%
HK$25,900
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,206/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,080
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,798
−HK$729/mo
Today · 4.125%
HK$24,527
baseline
▲ 0.50% · 4.625%
HK$26,020
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,054/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,676
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,365
−HK$698/mo
Today · 4.125%
HK$27,063
baseline
▲ 0.50% · 4.625%
HK$28,490
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,126/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,178
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,961
−HK$796/mo
Today · 4.125%
HK$26,757
baseline
▲ 0.50% · 4.625%
HK$28,385
+HK$1,628/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,514/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,010
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,762
−HK$762/mo
Today · 4.125%
HK$29,524
baseline
▲ 0.50% · 4.625%
HK$31,080
+HK$1,556/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,048/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,276
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,125
−HK$862/mo
Today · 4.125%
HK$28,987
baseline
▲ 0.50% · 4.625%
HK$30,751
+HK$1,764/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,974/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,345
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,159
−HK$825/mo
Today · 4.125%
HK$31,984
baseline
▲ 0.50% · 4.625%
HK$33,670
+HK$1,686/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,968/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,375
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,288
−HK$929/mo
Today · 4.125%
HK$31,217
baseline
▲ 0.50% · 4.625%
HK$33,116
+HK$1,899/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,434/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,679
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,555
−HK$889/mo
Today · 4.125%
HK$34,444
baseline
▲ 0.50% · 4.625%
HK$36,260
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,888/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,473
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,452
−HK$994/mo
Today · 4.125%
HK$33,446
baseline
▲ 0.50% · 4.625%
HK$35,481
+HK$2,035/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,892/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,013
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,952
−HK$953/mo
Today · 4.125%
HK$36,905
baseline
▲ 0.50% · 4.625%
HK$38,850
+HK$1,945/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,810/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,571
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,615
−HK$1,061/mo
Today · 4.125%
HK$35,676
baseline
▲ 0.50% · 4.625%
HK$37,847
+HK$2,171/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,352/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,347
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,349
−HK$1,016/mo
Today · 4.125%
HK$39,365
baseline
▲ 0.50% · 4.625%
HK$41,440
+HK$2,075/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,730/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,669
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,779
−HK$1,127/mo
Today · 4.125%
HK$37,906
baseline
▲ 0.50% · 4.625%
HK$40,212
+HK$2,306/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,812/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,681
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,746
−HK$1,079/mo
Today · 4.125%
HK$41,825
baseline
▲ 0.50% · 4.625%
HK$44,030
+HK$2,205/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,650/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,767
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,942
−HK$1,194/mo
Today · 4.125%
HK$40,136
baseline
▲ 0.50% · 4.625%
HK$42,578
+HK$2,442/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,272/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,016
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,143
−HK$1,143/mo
Today · 4.125%
HK$44,286
baseline
▲ 0.50% · 4.625%
HK$46,620
+HK$2,334/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,572/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).