▼ 0.50% · 3.625%
HK$21,035
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,689
−HK$665/mo
Today · 4.125%
HK$22,354
baseline
▲ 0.50% · 4.625%
HK$23,714
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,708/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,401
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,029
−HK$636/mo
Today · 4.125%
HK$24,665
baseline
▲ 0.50% · 4.625%
HK$25,965
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,330/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,138
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,858
−HK$731/mo
Today · 4.125%
HK$24,589
baseline
▲ 0.50% · 4.625%
HK$26,085
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,178/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,741
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,431
−HK$701/mo
Today · 4.125%
HK$27,132
baseline
▲ 0.50% · 4.625%
HK$28,562
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,264/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,242
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,027
−HK$798/mo
Today · 4.125%
HK$26,825
baseline
▲ 0.50% · 4.625%
HK$28,457
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,650/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,081
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,834
−HK$764/mo
Today · 4.125%
HK$29,598
baseline
▲ 0.50% · 4.625%
HK$31,158
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,196/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,345
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,196
−HK$864/mo
Today · 4.125%
HK$29,060
baseline
▲ 0.50% · 4.625%
HK$30,828
+HK$1,768/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,120/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,421
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,237
−HK$828/mo
Today · 4.125%
HK$32,065
baseline
▲ 0.50% · 4.625%
HK$33,755
+HK$1,690/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,130/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,449
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,365
−HK$930/mo
Today · 4.125%
HK$31,295
baseline
▲ 0.50% · 4.625%
HK$33,200
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,590/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,761
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,640
−HK$891/mo
Today · 4.125%
HK$34,531
baseline
▲ 0.50% · 4.625%
HK$36,352
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,062/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,552
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,534
−HK$997/mo
Today · 4.125%
HK$33,531
baseline
▲ 0.50% · 4.625%
HK$35,571
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,062/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,101
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,043
−HK$955/mo
Today · 4.125%
HK$36,998
baseline
▲ 0.50% · 4.625%
HK$38,948
+HK$1,950/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,996/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,656
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,702
−HK$1,064/mo
Today · 4.125%
HK$35,766
baseline
▲ 0.50% · 4.625%
HK$37,942
+HK$2,176/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,532/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,442
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,446
−HK$1,018/mo
Today · 4.125%
HK$39,464
baseline
▲ 0.50% · 4.625%
HK$41,545
+HK$2,081/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,928/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,759
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,871
−HK$1,130/mo
Today · 4.125%
HK$38,001
baseline
▲ 0.50% · 4.625%
HK$40,314
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,002/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,782
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,849
−HK$1,082/mo
Today · 4.125%
HK$41,931
baseline
▲ 0.50% · 4.625%
HK$44,141
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,862/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,863
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,040
−HK$1,197/mo
Today · 4.125%
HK$40,237
baseline
▲ 0.50% · 4.625%
HK$42,685
+HK$2,448/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,474/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,122
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,251
−HK$1,146/mo
Today · 4.125%
HK$44,397
baseline
▲ 0.50% · 4.625%
HK$46,738
+HK$2,341/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,794/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,474 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).