▼ 0.50% · 3.625%
HK$17,711
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,262
−HK$560/mo
Today · 4.125%
HK$18,822
baseline
▲ 0.50% · 4.625%
HK$19,967
+HK$1,145/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,644/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,703
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,232
−HK$536/mo
Today · 4.125%
HK$20,768
baseline
▲ 0.50% · 4.625%
HK$21,863
+HK$1,095/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,536/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,482
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,088
−HK$616/mo
Today · 4.125%
HK$20,704
baseline
▲ 0.50% · 4.625%
HK$21,964
+HK$1,260/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$41,408/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,674
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,255
−HK$590/mo
Today · 4.125%
HK$22,845
baseline
▲ 0.50% · 4.625%
HK$24,049
+HK$1,204/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$45,690/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,253
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,914
−HK$672/mo
Today · 4.125%
HK$22,586
baseline
▲ 0.50% · 4.625%
HK$23,960
+HK$1,374/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,172/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,644
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,278
−HK$644/mo
Today · 4.125%
HK$24,922
baseline
▲ 0.50% · 4.625%
HK$26,235
+HK$1,313/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,844/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,025
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,741
−HK$727/mo
Today · 4.125%
HK$24,468
baseline
▲ 0.50% · 4.625%
HK$25,957
+HK$1,489/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,936/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,615
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,302
−HK$696/mo
Today · 4.125%
HK$26,998
baseline
▲ 0.50% · 4.625%
HK$28,422
+HK$1,424/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$53,996/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,796
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,567
−HK$784/mo
Today · 4.125%
HK$26,351
baseline
▲ 0.50% · 4.625%
HK$27,954
+HK$1,603/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,702/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,325
−HK$750/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,533/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,567
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,393
−HK$840/mo
Today · 4.125%
HK$28,233
baseline
▲ 0.50% · 4.625%
HK$29,951
+HK$1,718/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,466/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,555
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,348
−HK$804/mo
Today · 4.125%
HK$31,152
baseline
▲ 0.50% · 4.625%
HK$32,794
+HK$1,642/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,304/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,338
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,219
−HK$896/mo
Today · 4.125%
HK$30,115
baseline
▲ 0.50% · 4.625%
HK$31,947
+HK$1,832/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,230/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,526
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,371
−HK$858/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$34,980
+HK$1,751/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,109
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,046
−HK$951/mo
Today · 4.125%
HK$31,997
baseline
▲ 0.50% · 4.625%
HK$33,944
+HK$1,947/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$63,994/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,496
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,394
−HK$912/mo
Today · 4.125%
HK$35,306
baseline
▲ 0.50% · 4.625%
HK$37,167
+HK$1,861/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$70,612/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,880
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,872
−HK$1,007/mo
Today · 4.125%
HK$33,879
baseline
▲ 0.50% · 4.625%
HK$35,941
+HK$2,062/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$67,758/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,466
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,417
−HK$965/mo
Today · 4.125%
HK$37,382
baseline
▲ 0.50% · 4.625%
HK$39,353
+HK$1,971/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$74,764/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,016 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).