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Crescira AVM · estimated value Medium confidence
HK$27.40M
≈ HK$23,600 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.22M, with repayments around HK$92,953/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$87,468
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,189
−HK$2,764/mo
Today · 4.125%
HK$92,953
baseline
▲ 0.50% · 4.625%
HK$98,609
+HK$5,656/mo

Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$185,906/mo (50% DSR)

Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,164,470 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
A
Saleable Area
1,161 ft²
Gross Area
1,532 ft²
Efficiency
76%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2017-10-19 HK$30.80M +63.5%
12.2y
2005-08-06 HK$18.84M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 8 min walk · 619 m
Education
39
schools within 1 km (10 within 500 m)
Daily convenience
14
within 1 km (2 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 14 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com