▼ 0.50% · 3.625%
HK$19,246
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,844
−HK$608/mo
Today · 4.125%
HK$20,452
baseline
▲ 0.50% · 4.625%
HK$21,697
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,904/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,411
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,985
−HK$582/mo
Today · 4.125%
HK$22,567
baseline
▲ 0.50% · 4.625%
HK$23,757
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,134/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,170
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,829
−HK$669/mo
Today · 4.125%
HK$22,498
baseline
▲ 0.50% · 4.625%
HK$23,867
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,996/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,552
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,183
−HK$641/mo
Today · 4.125%
HK$24,824
baseline
▲ 0.50% · 4.625%
HK$26,133
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,648/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,095
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,813
−HK$730/mo
Today · 4.125%
HK$24,543
baseline
▲ 0.50% · 4.625%
HK$26,036
+HK$1,493/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,086/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,693
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,382
−HK$699/mo
Today · 4.125%
HK$27,081
baseline
▲ 0.50% · 4.625%
HK$28,508
+HK$1,427/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,162/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,019
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,798
−HK$790/mo
Today · 4.125%
HK$26,588
baseline
▲ 0.50% · 4.625%
HK$28,206
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,176/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,834
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,580
−HK$757/mo
Today · 4.125%
HK$29,337
baseline
▲ 0.50% · 4.625%
HK$30,884
+HK$1,547/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,674/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,944
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,782
−HK$851/mo
Today · 4.125%
HK$28,633
baseline
▲ 0.50% · 4.625%
HK$30,376
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,266/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,975
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,779
−HK$815/mo
Today · 4.125%
HK$31,594
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,188/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,868
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,766
−HK$913/mo
Today · 4.125%
HK$30,679
baseline
▲ 0.50% · 4.625%
HK$32,545
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,358/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,116
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,977
−HK$874/mo
Today · 4.125%
HK$33,851
baseline
▲ 0.50% · 4.625%
HK$35,635
+HK$1,784/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,702/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,793
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,751
−HK$973/mo
Today · 4.125%
HK$32,724
baseline
▲ 0.50% · 4.625%
HK$34,715
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,448/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,257
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,176
−HK$932/mo
Today · 4.125%
HK$36,108
baseline
▲ 0.50% · 4.625%
HK$38,011
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,216/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,718
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,735
−HK$1,034/mo
Today · 4.125%
HK$34,769
baseline
▲ 0.50% · 4.625%
HK$36,885
+HK$2,116/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,538/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,398
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,374
−HK$990/mo
Today · 4.125%
HK$38,364
baseline
▲ 0.50% · 4.625%
HK$40,387
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,728/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,642
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,720
−HK$1,094/mo
Today · 4.125%
HK$36,814
baseline
▲ 0.50% · 4.625%
HK$39,055
+HK$2,241/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,628/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,539
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,573
−HK$1,048/mo
Today · 4.125%
HK$40,621
baseline
▲ 0.50% · 4.625%
HK$42,762
+HK$2,141/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,242/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).