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394 ft²
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477 ft²
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482 ft²
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391 ft²
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473 ft²
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482 ft²
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477 ft²
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482 ft²
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480 ft²
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478 ft²
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482 ft²
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480 ft²
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391 ft²
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477 ft²
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482 ft²
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480 ft²
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391 ft²
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391 ft²
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391 ft²
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394 ft²
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391 ft²
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482 ft²
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477 ft²
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391 ft²
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391 ft²
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482 ft²
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480 ft²
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393 ft²
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473 ft²
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401 ft²
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476 ft²
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477 ft²
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477 ft²
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391 ft²
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476 ft²
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480 ft²
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476 ft²
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480 ft²
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394 ft²
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394 ft²
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480 ft²
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477 ft²
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478 ft²
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477 ft²
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477 ft²
25/F 1
25/F 10
391 ft²
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473 ft²
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25/F 13
25/F 14
391 ft²
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25/F 20
394 ft²
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394 ft²
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391 ft²
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391 ft²
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27/F 18
27/F 19
27/F 2
27/F 20
27/F 21
401 ft²
27/F 3
477 ft²
27/F 4
27/F 5
27/F 6
27/F 7
27/F 8
27/F 9
477 ft²
28/F 1
482 ft²
28/F 10
28/F 11
28/F 12
28/F 13
478 ft²
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28/F 16
477 ft²
28/F 18
28/F 19
480 ft²
28/F 2
28/F 20
28/F 21
28/F 3
28/F 4
480 ft²
28/F 5
480 ft²
28/F 6
28/F 7
28/F 8
28/F 9
29/F 10
29/F 11
29/F 12
29/F 14
29/F 16
29/F 18
29/F 19
29/F 2
29/F 20
394 ft²
29/F 21
29/F 3
29/F 4
29/F 5
29/F 6
29/F 7
29/F 8
29/F 9
30/F 1
30/F 10
30/F 11
473 ft²
30/F 12
30/F 13
478 ft²
30/F 14
391 ft²
30/F 15
30/F 16
30/F 18
30/F 19
Crescira AVM · estimated value
● Medium confidence
HK$6.20M
≈ HK$12,923 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$620K, with repayments around HK$27,056/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$25,460
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,252
−HK$804/mo
Today · 4.125%
HK$27,056
baseline
▲ 0.50% · 4.625%
HK$28,702
+HK$1,646/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$54,112/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$155,292 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Nam Cheong Station
≈ 6 min walk · 411 m
Education
47
schools within 1 km (9 within 500 m)
Daily convenience
51
within 1 km (14 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km
Excellent connectivity — about 6 min walk to Mass Transit Railway Nam Cheong Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 5
- Saleable Area
- 480 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-02 | HK$6.18M | +86.9% |
| 2019-05-09 | HK$3.31M | — |
Other appraised units in this building
Data sourced from Renavon.com