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At today's rate and a 90% mortgage, the deposit on this unit is about HK$397K, with repayments around HK$17,301/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$397K · loan HK$3.57M · min. income ≈ HK$34,602/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- D
- Saleable Area
- 250 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 72%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-01 | HK$5.38M | +9.1% 3.3y · 3.0%/yr |
| 2018-05-23 | HK$4.93M | +45.9% 3.8y · 12.0%/yr |
| 2014-07-10 | HK$3.38M | +43.2% |
| 2012-03-26 | HK$2.36M | +15.1% |
| 2008-09-18 | HK$2.05M | — |