▼ 0.50% · 3.625%
HK$22,372
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,067
−HK$707/mo
Today · 4.125%
HK$23,774
baseline
▲ 0.50% · 4.625%
HK$25,221
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,548/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,888
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,556
−HK$677/mo
Today · 4.125%
HK$26,233
baseline
▲ 0.50% · 4.625%
HK$27,616
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,466/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,609
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,374
−HK$778/mo
Today · 4.125%
HK$26,152
baseline
▲ 0.50% · 4.625%
HK$27,743
+HK$1,591/mo
Deposit HK$4.41M · loan HK$5.40M · min. income ≈ HK$52,304/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,377
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,111
−HK$745/mo
Today · 4.125%
HK$28,856
baseline
▲ 0.50% · 4.625%
HK$30,377
+HK$1,521/mo
Deposit HK$4.41M · loan HK$5.40M · min. income ≈ HK$57,712/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$848/mo
Today · 4.125%
HK$28,529
baseline
▲ 0.50% · 4.625%
HK$30,265
+HK$1,736/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$57,058/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,866
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,667
−HK$812/mo
Today · 4.125%
HK$31,479
baseline
▲ 0.50% · 4.625%
HK$33,139
+HK$1,660/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$62,958/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,083
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,988
−HK$919/mo
Today · 4.125%
HK$30,907
baseline
▲ 0.50% · 4.625%
HK$32,787
+HK$1,880/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$61,814/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,355
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,222
−HK$881/mo
Today · 4.125%
HK$34,103
baseline
▲ 0.50% · 4.625%
HK$35,900
+HK$1,797/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$68,206/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,294
−HK$990/mo
Today · 4.125%
HK$33,284
baseline
▲ 0.50% · 4.625%
HK$35,310
+HK$2,026/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,568/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,843
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,778
−HK$948/mo
Today · 4.125%
HK$36,726
baseline
▲ 0.50% · 4.625%
HK$38,662
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,452/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,557
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,601
−HK$1,061/mo
Today · 4.125%
HK$35,662
baseline
▲ 0.50% · 4.625%
HK$37,832
+HK$2,170/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$71,324/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,332
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,333
−HK$1,016/mo
Today · 4.125%
HK$39,349
baseline
▲ 0.50% · 4.625%
HK$41,423
+HK$2,074/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$78,698/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,795
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,908
−HK$1,131/mo
Today · 4.125%
HK$38,039
baseline
▲ 0.50% · 4.625%
HK$40,354
+HK$2,315/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$76,078/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,821
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,889
−HK$1,083/mo
Today · 4.125%
HK$41,972
baseline
▲ 0.50% · 4.625%
HK$44,185
+HK$2,213/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$83,944/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,032
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,215
−HK$1,202/mo
Today · 4.125%
HK$40,417
baseline
▲ 0.50% · 4.625%
HK$42,876
+HK$2,459/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$80,834/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,310
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,445
−HK$1,151/mo
Today · 4.125%
HK$44,596
baseline
▲ 0.50% · 4.625%
HK$46,946
+HK$2,350/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$89,192/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,269
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,521
−HK$1,273/mo
Today · 4.125%
HK$42,794
baseline
▲ 0.50% · 4.625%
HK$45,398
+HK$2,604/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,588/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,799
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$46,000
−HK$1,219/mo
Today · 4.125%
HK$47,219
baseline
▲ 0.50% · 4.625%
HK$49,708
+HK$2,489/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,438/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).