▼ 0.50% · 3.625%
HK$19,572
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,180
−HK$619/mo
Today · 4.125%
HK$20,799
baseline
▲ 0.50% · 4.625%
HK$22,064
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,598/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,773
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,357
−HK$592/mo
Today · 4.125%
HK$22,949
baseline
▲ 0.50% · 4.625%
HK$24,159
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,898/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,529
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,198
−HK$681/mo
Today · 4.125%
HK$22,879
baseline
▲ 0.50% · 4.625%
HK$24,271
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,758/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,950
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,593
−HK$651/mo
Today · 4.125%
HK$25,244
baseline
▲ 0.50% · 4.625%
HK$26,575
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,488/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,486
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,216
−HK$743/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,477
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,128
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,828
−HK$711/mo
Today · 4.125%
HK$27,539
baseline
▲ 0.50% · 4.625%
HK$28,991
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,078/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,443
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,234
−HK$804/mo
Today · 4.125%
HK$27,038
baseline
▲ 0.50% · 4.625%
HK$28,684
+HK$1,646/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,076/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,305
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,064
−HK$770/mo
Today · 4.125%
HK$29,834
baseline
▲ 0.50% · 4.625%
HK$31,407
+HK$1,573/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,668/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,400
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,252
−HK$866/mo
Today · 4.125%
HK$29,118
baseline
▲ 0.50% · 4.625%
HK$30,890
+HK$1,772/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$58,236/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,482
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,300
−HK$829/mo
Today · 4.125%
HK$32,129
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,694/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$64,258/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,357
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,270
−HK$928/mo
Today · 4.125%
HK$31,198
baseline
▲ 0.50% · 4.625%
HK$33,097
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,396/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,660
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,536
−HK$888/mo
Today · 4.125%
HK$34,424
baseline
▲ 0.50% · 4.625%
HK$36,239
+HK$1,815/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,848/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,314
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,288
−HK$990/mo
Today · 4.125%
HK$33,278
baseline
▲ 0.50% · 4.625%
HK$35,303
+HK$2,025/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,556/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,837
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,771
−HK$948/mo
Today · 4.125%
HK$36,719
baseline
▲ 0.50% · 4.625%
HK$38,655
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,438/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,272
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,307
−HK$1,051/mo
Today · 4.125%
HK$35,358
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$2,151/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,716/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,014
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,007
−HK$1,007/mo
Today · 4.125%
HK$39,014
baseline
▲ 0.50% · 4.625%
HK$41,071
+HK$2,057/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,028/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,229
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,325
−HK$1,113/mo
Today · 4.125%
HK$37,438
baseline
▲ 0.50% · 4.625%
HK$39,716
+HK$2,278/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,876/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,192
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,243
−HK$1,066/mo
Today · 4.125%
HK$41,309
baseline
▲ 0.50% · 4.625%
HK$43,486
+HK$2,177/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,618/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,492 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).