▼ 0.50% · 3.625%
HK$18,817
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,403
−HK$594/mo
Today · 4.125%
HK$19,997
baseline
▲ 0.50% · 4.625%
HK$21,214
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$39,994/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,934
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,496
−HK$569/mo
Today · 4.125%
HK$22,065
baseline
▲ 0.50% · 4.625%
HK$23,228
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,130/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,699
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,343
−HK$654/mo
Today · 4.125%
HK$21,997
baseline
▲ 0.50% · 4.625%
HK$23,336
+HK$1,339/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,994/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,028
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,645
−HK$627/mo
Today · 4.125%
HK$24,272
baseline
▲ 0.50% · 4.625%
HK$25,551
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,544/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,581
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,283
−HK$714/mo
Today · 4.125%
HK$23,997
baseline
▲ 0.50% · 4.625%
HK$25,457
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,994/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,121
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,795
−HK$683/mo
Today · 4.125%
HK$26,478
baseline
▲ 0.50% · 4.625%
HK$27,874
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,956/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,463
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,223
−HK$774/mo
Today · 4.125%
HK$25,997
baseline
▲ 0.50% · 4.625%
HK$27,578
+HK$1,581/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,994/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,214
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,944
−HK$741/mo
Today · 4.125%
HK$28,685
baseline
▲ 0.50% · 4.625%
HK$30,197
+HK$1,512/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,370/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,344
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,164
−HK$832/mo
Today · 4.125%
HK$27,996
baseline
▲ 0.50% · 4.625%
HK$29,700
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$55,992/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,308
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,094
−HK$797/mo
Today · 4.125%
HK$30,891
baseline
▲ 0.50% · 4.625%
HK$32,519
+HK$1,628/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,782/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,226
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,104
−HK$892/mo
Today · 4.125%
HK$29,996
baseline
▲ 0.50% · 4.625%
HK$31,821
+HK$1,825/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,992/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,401
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,243
−HK$855/mo
Today · 4.125%
HK$33,098
baseline
▲ 0.50% · 4.625%
HK$34,842
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,196/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,108
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,044
−HK$952/mo
Today · 4.125%
HK$31,996
baseline
▲ 0.50% · 4.625%
HK$33,943
+HK$1,947/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,992/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,495
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,393
−HK$911/mo
Today · 4.125%
HK$35,304
baseline
▲ 0.50% · 4.625%
HK$37,165
+HK$1,861/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,608/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,989
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,985
−HK$1,011/mo
Today · 4.125%
HK$33,996
baseline
▲ 0.50% · 4.625%
HK$36,064
+HK$2,068/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,992/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,588
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,542
−HK$969/mo
Today · 4.125%
HK$37,511
baseline
▲ 0.50% · 4.625%
HK$39,488
+HK$1,977/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$75,022/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,871
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,925
−HK$1,070/mo
Today · 4.125%
HK$35,995
baseline
▲ 0.50% · 4.625%
HK$38,185
+HK$2,190/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$71,990/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,681
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,692
−HK$1,025/mo
Today · 4.125%
HK$39,717
baseline
▲ 0.50% · 4.625%
HK$41,811
+HK$2,094/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,434/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,569 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).