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At today's rate and a 90% mortgage, the deposit on this unit is about HK$822K, with repayments around HK$35,841/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,682/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,507 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Lai Chi Kok Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 82 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 53/F
- Flat
- A
- Saleable Area
- 475 Saleable ft²
- Gross Area
- 644 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-01 | HK$8.10M | +4.8% 8.9y · 1.0%/yr |
| 2017-06-30 | HK$7.73M | +34.9% 3.1y · 11.0%/yr |
| 2014-05-20 | HK$5.73M | +94.2% |
| 2009-05-18 | HK$2.95M | +12.2% |
| 2005-02-18 | HK$2.63M | +20.1% |
| 2004-04-17 | HK$2.19M | +12.9% |
| 2002-09-27 | HK$1.94M | — |