▼ 0.50% · 3.625%
HK$16,637
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,154
−HK$526/mo
Today · 4.125%
HK$17,680
baseline
▲ 0.50% · 4.625%
HK$18,756
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,360/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,508
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,004
−HK$504/mo
Today · 4.125%
HK$19,508
baseline
▲ 0.50% · 4.625%
HK$20,536
+HK$1,028/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,016/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,300
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,870
−HK$578/mo
Today · 4.125%
HK$19,448
baseline
▲ 0.50% · 4.625%
HK$20,631
+HK$1,183/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,896/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,359
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,905
−HK$554/mo
Today · 4.125%
HK$21,459
baseline
▲ 0.50% · 4.625%
HK$22,590
+HK$1,131/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,918/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,964
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,585
−HK$631/mo
Today · 4.125%
HK$21,216
baseline
▲ 0.50% · 4.625%
HK$22,507
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,432/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,210
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,805
−HK$605/mo
Today · 4.125%
HK$23,410
baseline
▲ 0.50% · 4.625%
HK$24,644
+HK$1,234/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,820/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,628
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,300
−HK$684/mo
Today · 4.125%
HK$22,984
baseline
▲ 0.50% · 4.625%
HK$24,382
+HK$1,398/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,968/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,060
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,706
−HK$654/mo
Today · 4.125%
HK$25,360
baseline
▲ 0.50% · 4.625%
HK$26,697
+HK$1,337/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,720/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,291
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,016
−HK$736/mo
Today · 4.125%
HK$24,752
baseline
▲ 0.50% · 4.625%
HK$26,258
+HK$1,506/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,504/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,911
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,606
−HK$705/mo
Today · 4.125%
HK$27,311
baseline
▲ 0.50% · 4.625%
HK$28,751
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,622/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,955
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,731
−HK$789/mo
Today · 4.125%
HK$26,520
baseline
▲ 0.50% · 4.625%
HK$28,133
+HK$1,613/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,040/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,762
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,507
−HK$755/mo
Today · 4.125%
HK$29,262
baseline
▲ 0.50% · 4.625%
HK$30,804
+HK$1,542/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,524/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,619
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,447
−HK$841/mo
Today · 4.125%
HK$28,288
baseline
▲ 0.50% · 4.625%
HK$30,009
+HK$1,721/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,576/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,613
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,407
−HK$806/mo
Today · 4.125%
HK$31,213
baseline
▲ 0.50% · 4.625%
HK$32,858
+HK$1,645/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,426/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,282
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,162
−HK$894/mo
Today · 4.125%
HK$30,056
baseline
▲ 0.50% · 4.625%
HK$31,885
+HK$1,829/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,112/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,464
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,308
−HK$856/mo
Today · 4.125%
HK$33,164
baseline
▲ 0.50% · 4.625%
HK$34,912
+HK$1,748/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,328/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,946
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,877
−HK$947/mo
Today · 4.125%
HK$31,824
baseline
▲ 0.50% · 4.625%
HK$33,760
+HK$1,936/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,648/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,315
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,208
−HK$906/mo
Today · 4.125%
HK$35,114
baseline
▲ 0.50% · 4.625%
HK$36,965
+HK$1,851/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,228/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,879 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).