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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,385/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.38M · min. income ≈ HK$32,770/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Nam Cheong Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- A
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 438 ft²
- Efficiency
- 65%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-22 | HK$3.48M | −27.5% 7.4y · −4.0%/yr |
| 2018-08-02 | HK$4.80M | +41.2% 3.5y · 12.0%/yr |
| 2015-01-13 | HK$3.40M | +115.2% |
| 2010-03-26 | HK$1.58M | +20.6% |
| 2008-04-25 | HK$1.31M | −12.1% |
| 2001-05-15 | HK$1.49M | — |