▼ 0.50% · 3.625%
HK$19,671
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,283
−HK$622/mo
Today · 4.125%
HK$20,905
baseline
▲ 0.50% · 4.625%
HK$22,177
+HK$1,272/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,810/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,884
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,471
−HK$596/mo
Today · 4.125%
HK$23,067
baseline
▲ 0.50% · 4.625%
HK$24,283
+HK$1,216/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,134/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,639
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,312
−HK$684/mo
Today · 4.125%
HK$22,996
baseline
▲ 0.50% · 4.625%
HK$24,395
+HK$1,399/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,992/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,718
−HK$655/mo
Today · 4.125%
HK$25,373
baseline
▲ 0.50% · 4.625%
HK$26,711
+HK$1,338/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,746/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,606
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,340
−HK$746/mo
Today · 4.125%
HK$25,086
baseline
▲ 0.50% · 4.625%
HK$26,612
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,172/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,261
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,965
−HK$715/mo
Today · 4.125%
HK$27,680
baseline
▲ 0.50% · 4.625%
HK$29,139
+HK$1,459/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,360/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,573
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,368
−HK$809/mo
Today · 4.125%
HK$27,177
baseline
▲ 0.50% · 4.625%
HK$28,830
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,354/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,450
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$774/mo
Today · 4.125%
HK$29,987
baseline
▲ 0.50% · 4.625%
HK$31,567
+HK$1,580/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,974/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,540
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,397
−HK$870/mo
Today · 4.125%
HK$29,267
baseline
▲ 0.50% · 4.625%
HK$31,048
+HK$1,781/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,534/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,638
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,460
−HK$833/mo
Today · 4.125%
HK$32,293
baseline
▲ 0.50% · 4.625%
HK$33,996
+HK$1,703/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,586/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,507
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,425
−HK$933/mo
Today · 4.125%
HK$31,358
baseline
▲ 0.50% · 4.625%
HK$33,266
+HK$1,908/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,716/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,826
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,707
−HK$893/mo
Today · 4.125%
HK$34,600
baseline
▲ 0.50% · 4.625%
HK$36,424
+HK$1,824/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,200/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,474
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,453
−HK$995/mo
Today · 4.125%
HK$33,448
baseline
▲ 0.50% · 4.625%
HK$35,483
+HK$2,035/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$66,896/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,015
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,954
−HK$953/mo
Today · 4.125%
HK$36,907
baseline
▲ 0.50% · 4.625%
HK$38,852
+HK$1,945/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$73,814/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,441
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,482
−HK$1,057/mo
Today · 4.125%
HK$35,539
baseline
▲ 0.50% · 4.625%
HK$37,701
+HK$2,162/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,078/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,203
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,201
−HK$1,012/mo
Today · 4.125%
HK$39,213
baseline
▲ 0.50% · 4.625%
HK$41,280
+HK$2,067/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,426/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,510
−HK$1,119/mo
Today · 4.125%
HK$37,629
baseline
▲ 0.50% · 4.625%
HK$39,919
+HK$2,290/mo
Deposit HK$863K · loan HK$7.76M · min. income ≈ HK$75,258/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,392
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,448
−HK$1,072/mo
Today · 4.125%
HK$41,520
baseline
▲ 0.50% · 4.625%
HK$43,709
+HK$2,189/mo
Deposit HK$863K · loan HK$7.76M · min. income ≈ HK$83,040/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).