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Crescira AVM · estimated value ● Medium confidence
HK$37.23M
≈ HK$22,308 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.17M, with repayments around HK$126,314/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$118,861
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,558
−HK$3,756/mo
Today · 4.125%
HK$126,314
baseline
▲ 0.50% · 4.625%
HK$134,000
+HK$7,686/mo

Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$252,628/mo (50% DSR)

Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,398 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
A
Saleable Area
1,669 ft²
Gross Area
2,325 ft²
Efficiency
72%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2007-06-12 HK$19.28M +3.7%
2.5y
2005-01-06 HK$18.60M +18.3%
0.9y
2004-03-01 HK$15.72M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lai Chi Kok
≈ 11 min walk · 832 m
Education
14
schools within 1 km (3 within 500 m)
Daily convenience
27
within 1 km (0 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
19
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 19 parks, libraries and sports venues nearby.

Location

Other appraised units in this building