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At today's rate and a 90% mortgage, the deposit on this unit is about HK$662K, with repayments around HK$28,896/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,792/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$197,470 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 88 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 431 Saleable ft²
- Gross Area
- 633 ft²
- Efficiency
- 68%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-17 | HK$5.65M | −21.3% 4.6y · −5.0%/yr |
| 2021-03-09 | HK$7.18M | +19.7% 3.4y · 6.0%/yr |
| 2017-10-13 | HK$6.00M | +11.5% 3.3y · 4.0%/yr |
| 2014-06-27 | HK$5.38M | — |