▼ 0.50% · 3.625%
HK$19,950
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,570
−HK$631/mo
Today · 4.125%
HK$21,201
baseline
▲ 0.50% · 4.625%
HK$22,491
+HK$1,290/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,402/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,194
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,789
−HK$604/mo
Today · 4.125%
HK$23,393
baseline
▲ 0.50% · 4.625%
HK$24,626
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,786/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,945
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,627
−HK$694/mo
Today · 4.125%
HK$23,321
baseline
▲ 0.50% · 4.625%
HK$24,740
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,642/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,413
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,068
−HK$664/mo
Today · 4.125%
HK$25,732
baseline
▲ 0.50% · 4.625%
HK$27,089
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,464/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,940
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,685
−HK$756/mo
Today · 4.125%
HK$25,441
baseline
▲ 0.50% · 4.625%
HK$26,989
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,882/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,633
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,347
−HK$725/mo
Today · 4.125%
HK$28,072
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,479/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,144/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,935
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,742
−HK$819/mo
Today · 4.125%
HK$27,561
baseline
▲ 0.50% · 4.625%
HK$29,238
+HK$1,677/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,122/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,852
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,626
−HK$785/mo
Today · 4.125%
HK$30,411
baseline
▲ 0.50% · 4.625%
HK$32,014
+HK$1,603/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,822/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$882/mo
Today · 4.125%
HK$29,681
baseline
▲ 0.50% · 4.625%
HK$31,487
+HK$1,806/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,362/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,072
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,905
−HK$845/mo
Today · 4.125%
HK$32,750
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,727/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,500/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,925
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,856
−HK$945/mo
Today · 4.125%
HK$31,801
baseline
▲ 0.50% · 4.625%
HK$33,736
+HK$1,935/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,602/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,291
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,184
−HK$906/mo
Today · 4.125%
HK$35,090
baseline
▲ 0.50% · 4.625%
HK$36,939
+HK$1,849/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,180/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,920
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,913
−HK$1,008/mo
Today · 4.125%
HK$33,921
baseline
▲ 0.50% · 4.625%
HK$35,986
+HK$2,065/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,842/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,510
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,463
−HK$966/mo
Today · 4.125%
HK$37,429
baseline
▲ 0.50% · 4.625%
HK$39,402
+HK$1,973/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,858/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,915
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,970
−HK$1,072/mo
Today · 4.125%
HK$36,042
baseline
▲ 0.50% · 4.625%
HK$38,235
+HK$2,193/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,084/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,730
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,742
−HK$1,026/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$41,865
+HK$2,097/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,910
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,027
−HK$1,135/mo
Today · 4.125%
HK$38,162
baseline
▲ 0.50% · 4.625%
HK$40,484
+HK$2,322/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,324/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,949
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,021
−HK$1,087/mo
Today · 4.125%
HK$42,108
baseline
▲ 0.50% · 4.625%
HK$44,327
+HK$2,219/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,216/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,470 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).