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395 ft²
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379 ft²
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379 ft²
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379 ft²
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279 ft²
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488 ft²
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488 ft²
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379 ft²
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279 ft²
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377 ft²
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279 ft²
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393 ft²
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379 ft²
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393 ft²
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488 ft²
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290 ft²
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391 ft²
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379 ft²
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384 ft²
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379 ft²
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393 ft²
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522 ft²
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377 ft²
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279 ft²
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384 ft²
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391 ft²
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279 ft²
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290 ft²
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391 ft²
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391 ft²
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389 ft²
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377 ft²
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290 ft²
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391 ft²
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28/F 17
393 ft²
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29/F 3
488 ft²
29/F 4
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29/F 9
30/F 1
30/F 10
377 ft²
30/F 11
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30/F 14
30/F 15
30/F 16
399 ft²
30/F 17
30/F 19
30/F 20
389 ft²
30/F 21
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30/F 4
30/F 5
30/F 7
30/F 8
31/F 1
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384 ft²
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Crescira AVM · estimated value
● Medium confidence
HK$4.84M
≈ HK$12,608 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$484K, with repayments around HK$21,117/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,871
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,489
−HK$628/mo
Today · 4.125%
HK$21,117
baseline
▲ 0.50% · 4.625%
HK$22,402
+HK$1,285/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$42,234/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Nam Cheong Station
≈ 7 min walk · 488 m
Education
58
schools within 1 km (17 within 500 m)
Daily convenience
76
within 1 km (23 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km
Excellent connectivity — about 7 min walk to Mass Transit Railway Nam Cheong Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- 14
- Saleable Area
- 384 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-26 | HK$4.80M | +59.7% |
| 2020-12-14 | HK$3.01M | — |
Other appraised units in this building
Data sourced from Renavon.com