▼ 0.50% · 3.625%
HK$2,720
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,804
−HK$86/mo
Today · 4.125%
HK$2,890
baseline
▲ 0.50% · 4.625%
HK$3,066
+HK$176/mo
Deposit HK$596K · loan HK$596K · min. income ≈ HK$5,780/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,026
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,107
−HK$82/mo
Today · 4.125%
HK$3,189
baseline
▲ 0.50% · 4.625%
HK$3,357
+HK$168/mo
Deposit HK$596K · loan HK$596K · min. income ≈ HK$6,378/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,992
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,085
−HK$94/mo
Today · 4.125%
HK$3,179
baseline
▲ 0.50% · 4.625%
HK$3,373
+HK$194/mo
Deposit HK$537K · loan HK$656K · min. income ≈ HK$6,358/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,328
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,418
−HK$90/mo
Today · 4.125%
HK$3,508
baseline
▲ 0.50% · 4.625%
HK$3,693
+HK$185/mo
Deposit HK$537K · loan HK$656K · min. income ≈ HK$7,016/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$103/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$211/mo
Deposit HK$477K · loan HK$716K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,631
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$99/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,029
+HK$202/mo
Deposit HK$477K · loan HK$716K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,536
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,646
−HK$111/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,986
+HK$229/mo
Deposit HK$417K · loan HK$775K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,039
−HK$107/mo
Today · 4.125%
HK$4,146
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$218/mo
Deposit HK$417K · loan HK$775K · min. income ≈ HK$8,292/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,926
−HK$120/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,293
+HK$247/mo
Deposit HK$358K · loan HK$835K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,236
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,350
−HK$115/mo
Today · 4.125%
HK$4,465
baseline
▲ 0.50% · 4.625%
HK$4,700
+HK$235/mo
Deposit HK$358K · loan HK$835K · min. income ≈ HK$8,930/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$128/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$264/mo
Deposit HK$298K · loan HK$895K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$124/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$252/mo
Deposit HK$298K · loan HK$895K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$138/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$281/mo
Deposit HK$239K · loan HK$954K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$132/mo
Today · 4.125%
HK$5,103
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$269/mo
Deposit HK$239K · loan HK$954K · min. income ≈ HK$10,206/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$147/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$299/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$140/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$285/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$155/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$316/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$149/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$302/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).