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Crescira AVM · estimated value Medium confidence
HK$38.33M
≈ HK$25,585 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.50M, with repayments around HK$130,024/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$122,351
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$126,157
−HK$3,867/mo
Today · 4.125%
HK$130,024
baseline
▲ 0.50% · 4.625%
HK$137,935
+HK$7,911/mo

Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,048/mo (50% DSR)

Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,628,866 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
A
Saleable Area
1,498 ft²
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2025-12-30 HK$33.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 17 min walk · 1,322 m
(quite far — consider other transport options)
Education
21
schools within 1 km (0 within 500 m)
Daily convenience
10
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
16
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 16 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com