▼ 0.50% · 3.625%
HK$19,008
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,600
−HK$600/mo
Today · 4.125%
HK$20,200
baseline
▲ 0.50% · 4.625%
HK$21,429
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,400/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,147
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,714
−HK$575/mo
Today · 4.125%
HK$22,289
baseline
▲ 0.50% · 4.625%
HK$23,464
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,578/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,909
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,559
−HK$661/mo
Today · 4.125%
HK$22,220
baseline
▲ 0.50% · 4.625%
HK$23,572
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,440/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,261
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,885
−HK$633/mo
Today · 4.125%
HK$24,518
baseline
▲ 0.50% · 4.625%
HK$25,810
+HK$1,292/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,036/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,810
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,519
−HK$721/mo
Today · 4.125%
HK$24,240
baseline
▲ 0.50% · 4.625%
HK$25,715
+HK$1,475/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,480/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,376
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,056
−HK$691/mo
Today · 4.125%
HK$26,747
baseline
▲ 0.50% · 4.625%
HK$28,157
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,494/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,711
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,479
−HK$781/mo
Today · 4.125%
HK$26,260
baseline
▲ 0.50% · 4.625%
HK$27,858
+HK$1,598/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,520/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,490
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,228
−HK$748/mo
Today · 4.125%
HK$28,976
baseline
▲ 0.50% · 4.625%
HK$30,503
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,952/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,612
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,439
−HK$841/mo
Today · 4.125%
HK$28,280
baseline
▲ 0.50% · 4.625%
HK$30,001
+HK$1,721/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,560/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,605
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,399
−HK$806/mo
Today · 4.125%
HK$31,205
baseline
▲ 0.50% · 4.625%
HK$32,849
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,410/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,512
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,399
−HK$901/mo
Today · 4.125%
HK$30,300
baseline
▲ 0.50% · 4.625%
HK$32,144
+HK$1,844/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,600/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,720
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,570
−HK$863/mo
Today · 4.125%
HK$33,433
baseline
▲ 0.50% · 4.625%
HK$35,196
+HK$1,763/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,866/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,413
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,359
−HK$961/mo
Today · 4.125%
HK$32,320
baseline
▲ 0.50% · 4.625%
HK$34,287
+HK$1,967/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,640/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,834
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,742
−HK$920/mo
Today · 4.125%
HK$35,662
baseline
▲ 0.50% · 4.625%
HK$37,542
+HK$1,880/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,324/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,314
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,319
−HK$1,021/mo
Today · 4.125%
HK$34,340
baseline
▲ 0.50% · 4.625%
HK$36,430
+HK$2,090/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,680/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,949
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,913
−HK$978/mo
Today · 4.125%
HK$37,891
baseline
▲ 0.50% · 4.625%
HK$39,889
+HK$1,998/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,782/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,215
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,279
−HK$1,081/mo
Today · 4.125%
HK$36,360
baseline
▲ 0.50% · 4.625%
HK$38,573
+HK$2,213/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$72,720/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,064
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,085
−HK$1,035/mo
Today · 4.125%
HK$40,120
baseline
▲ 0.50% · 4.625%
HK$42,235
+HK$2,115/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$80,240/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,081 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).