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Crescira AVM · estimated value Medium confidence
HK$17.85M
≈ HK$16,870 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.35M, with repayments around HK$60,552/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$56,979
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,751
−HK$1,801/mo
Today · 4.125%
HK$60,552
baseline
▲ 0.50% · 4.625%
HK$64,236
+HK$3,684/mo

Deposit HK$5.35M · loan HK$12.49M · min. income ≈ HK$121,104/mo (50% DSR)

Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$669,320 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
37/F
Flat
B
Saleable Area
1,058 ft²
Gross Area
1,426 ft²
Efficiency
74%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2017-10-13 HK$18.90M +6.7%
7.3y
2010-06-07 HK$17.72M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Prince Edward
≈ 5 min walk · 325 m
Education
88
schools within 1 km (23 within 500 m)
Daily convenience
81
within 1 km (12 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
90
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Prince Edward Station (a rail station within an 8-min walk earns this label).

Family-friendly — 88 schools within a 1 km walk.

Everyday convenience — 81 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 90 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com