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Crescira AVM · estimated value Medium confidence
HK$29.26M
≈ HK$25,050 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.78M, with repayments around HK$99,259/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$93,401
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,307
−HK$2,952/mo
Today · 4.125%
HK$99,259
baseline
▲ 0.50% · 4.625%
HK$105,298
+HK$6,039/mo

Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$198,518/mo (50% DSR)

Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,458 · Scale 2, in force from 26 Feb 2026)

Unit Information

Saleable Area
1,168 ft²
Gross Area
1,500 ft²
Efficiency
78%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2005-08-10 HK$18.67M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 8 min walk · 619 m
Education
39
schools within 1 km (10 within 500 m)
Daily convenience
14
within 1 km (2 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 14 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com