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At today's rate and a 90% mortgage, the deposit on this unit is about HK$468K, with repayments around HK$20,409/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,818/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,394 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 328 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 69%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-22 | HK$5.90M | +42.2% 4.8y · 9.0%/yr |
| 2016-06-10 | HK$4.15M | +51.5% 3.9y · 13.0%/yr |
| 2012-07-25 | HK$2.74M | +60.2% |
| 2010-03-09 | HK$1.71M | +17.9% |
| 2008-02-28 | HK$1.45M | −23.7% |
| 1998-12-14 | HK$1.90M | — |