▼ 0.50% · 3.625%
HK$18,882
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,470
−HK$596/mo
Today · 4.125%
HK$20,066
baseline
▲ 0.50% · 4.625%
HK$21,287
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,132/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,006
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,570
−HK$571/mo
Today · 4.125%
HK$22,141
baseline
▲ 0.50% · 4.625%
HK$23,308
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,282/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,771
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,417
−HK$656/mo
Today · 4.125%
HK$22,073
baseline
▲ 0.50% · 4.625%
HK$23,416
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$44,146/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,107
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,727
−HK$629/mo
Today · 4.125%
HK$24,356
baseline
▲ 0.50% · 4.625%
HK$25,639
+HK$1,283/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$48,712/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,659
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,364
−HK$716/mo
Today · 4.125%
HK$24,080
baseline
▲ 0.50% · 4.625%
HK$25,545
+HK$1,465/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,160/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,208
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,884
−HK$686/mo
Today · 4.125%
HK$26,570
baseline
▲ 0.50% · 4.625%
HK$27,970
+HK$1,400/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,140/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,547
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,311
−HK$775/mo
Today · 4.125%
HK$26,086
baseline
▲ 0.50% · 4.625%
HK$27,674
+HK$1,588/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,172/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,308
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,041
−HK$743/mo
Today · 4.125%
HK$28,784
baseline
▲ 0.50% · 4.625%
HK$30,301
+HK$1,517/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,568/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,435
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,258
−HK$835/mo
Today · 4.125%
HK$28,093
baseline
▲ 0.50% · 4.625%
HK$29,802
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,186/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,409
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,198
−HK$800/mo
Today · 4.125%
HK$30,998
baseline
▲ 0.50% · 4.625%
HK$32,632
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$61,996/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,324
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,205
−HK$895/mo
Today · 4.125%
HK$30,100
baseline
▲ 0.50% · 4.625%
HK$31,931
+HK$1,831/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,200/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,510
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,355
−HK$857/mo
Today · 4.125%
HK$33,212
baseline
▲ 0.50% · 4.625%
HK$34,963
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,424/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,212
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,152
−HK$954/mo
Today · 4.125%
HK$32,106
baseline
▲ 0.50% · 4.625%
HK$34,060
+HK$1,954/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$64,212/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,610
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,512
−HK$914/mo
Today · 4.125%
HK$35,426
baseline
▲ 0.50% · 4.625%
HK$37,294
+HK$1,868/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$70,852/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,100
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,099
−HK$1,014/mo
Today · 4.125%
HK$34,113
baseline
▲ 0.50% · 4.625%
HK$36,189
+HK$2,076/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,226/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,711
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,669
−HK$971/mo
Today · 4.125%
HK$37,640
baseline
▲ 0.50% · 4.625%
HK$39,624
+HK$1,984/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,280/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,988
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,046
−HK$1,074/mo
Today · 4.125%
HK$36,120
baseline
▲ 0.50% · 4.625%
HK$38,317
+HK$2,197/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,240/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,812
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,826
−HK$1,028/mo
Today · 4.125%
HK$39,854
baseline
▲ 0.50% · 4.625%
HK$41,955
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,708/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,425 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).