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Crescira AVM · estimated value Medium confidence
HK$3.90M
≈ HK$13,090 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$390K, with repayments around HK$17,014/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,010
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,508
−HK$506/mo
Today · 4.125%
HK$17,014
baseline
▲ 0.50% · 4.625%
HK$18,050
+HK$1,036/mo

Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,028/mo (50% DSR)

Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
C
Saleable Area
298 ft²
Gross Area
364 ft²
Efficiency
82%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2026-08-12 HK$3.55M −0.3%
10.8y
2015-10-09 HK$3.56M +78.0%
2011-09-28 HK$2.00M +35.1%
2010-12-24 HK$1.48M +21.3%
2009-11-16 HK$1.22M +16.2%
2009-08-27 HK$1.05M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 4 min walk · 310 m
Education
64
schools within 1 km (31 within 500 m)
Daily convenience
68
within 1 km (23 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Cheung Sha Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 64 schools within a 1 km walk.

Everyday convenience — 68 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com