▼ 0.50% · 3.625%
HK$19,782
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,397
−HK$625/mo
Today · 4.125%
HK$21,022
baseline
▲ 0.50% · 4.625%
HK$22,301
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,044/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,007
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,597
−HK$599/mo
Today · 4.125%
HK$23,196
baseline
▲ 0.50% · 4.625%
HK$24,418
+HK$1,222/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,392/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,760
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,437
−HK$687/mo
Today · 4.125%
HK$23,124
baseline
▲ 0.50% · 4.625%
HK$24,531
+HK$1,407/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,248/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,208
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,857
−HK$658/mo
Today · 4.125%
HK$25,515
baseline
▲ 0.50% · 4.625%
HK$26,860
+HK$1,345/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,030/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,738
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,476
−HK$751/mo
Today · 4.125%
HK$25,227
baseline
▲ 0.50% · 4.625%
HK$26,761
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,454/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,408
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,116
−HK$719/mo
Today · 4.125%
HK$27,835
baseline
▲ 0.50% · 4.625%
HK$29,302
+HK$1,467/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,670/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,716
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,516
−HK$813/mo
Today · 4.125%
HK$27,329
baseline
▲ 0.50% · 4.625%
HK$28,992
+HK$1,663/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,658/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,609
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,376
−HK$779/mo
Today · 4.125%
HK$30,155
baseline
▲ 0.50% · 4.625%
HK$31,744
+HK$1,589/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,310/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,694
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,556
−HK$875/mo
Today · 4.125%
HK$29,431
baseline
▲ 0.50% · 4.625%
HK$31,222
+HK$1,791/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,862/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,810
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,636
−HK$838/mo
Today · 4.125%
HK$32,474
baseline
▲ 0.50% · 4.625%
HK$34,186
+HK$1,712/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,948/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,672
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,595
−HK$938/mo
Today · 4.125%
HK$31,533
baseline
▲ 0.50% · 4.625%
HK$33,452
+HK$1,919/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,066/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,010
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,896
−HK$898/mo
Today · 4.125%
HK$34,794
baseline
▲ 0.50% · 4.625%
HK$36,628
+HK$1,834/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,588/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,651
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,635
−HK$1,000/mo
Today · 4.125%
HK$33,635
baseline
▲ 0.50% · 4.625%
HK$35,682
+HK$2,047/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$67,270/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,211
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,155
−HK$958/mo
Today · 4.125%
HK$37,113
baseline
▲ 0.50% · 4.625%
HK$39,070
+HK$1,957/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$74,226/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,629
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,675
−HK$1,063/mo
Today · 4.125%
HK$35,738
baseline
▲ 0.50% · 4.625%
HK$37,912
+HK$2,174/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,476/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,412
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,415
−HK$1,018/mo
Today · 4.125%
HK$39,433
baseline
▲ 0.50% · 4.625%
HK$41,511
+HK$2,078/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,866/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,607
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,714
−HK$1,126/mo
Today · 4.125%
HK$37,840
baseline
▲ 0.50% · 4.625%
HK$40,142
+HK$2,302/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,680/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,612
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,675
−HK$1,077/mo
Today · 4.125%
HK$41,752
baseline
▲ 0.50% · 4.625%
HK$43,953
+HK$2,201/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,504/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,256 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).