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At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,867/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$387K · loan HK$3.48M · min. income ≈ HK$33,734/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- D
- Saleable Area
- 241 Saleable ft²
- Gross Area
- 331 ft²
- Efficiency
- 73%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-11 | HK$3.62M | −26.9% 4.2y · −6.0%/yr |
| 2021-08-11 | HK$4.95M | −4.4% 3.0y · −1.0%/yr |
| 2018-07-31 | HK$5.18M | +29.5% 3.2y · 9.0%/yr |
| 2015-05-18 | HK$4.00M | +81.8% |
| 2011-05-04 | HK$2.20M | +6.8% |
| 2008-01-07 | HK$2.06M | — |