Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$457K, with repayments around HK$19,922/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,844/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,222 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 71 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 481 ft²
- Efficiency
- 63%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-28 | HK$4.10M | −13.5% 7.2y · −2.0%/yr |
| 2017-12-28 | HK$4.74M | +23.4% 3.3y · 7.0%/yr |
| 2014-09-03 | HK$3.84M | +47.7% |
| 2012-07-30 | HK$2.60M | +78.1% |
| 2005-06-28 | HK$1.46M | +6.6% |
| 2005-01-05 | HK$1.37M | — |