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Crescira AVM · estimated value Medium confidence
HK$29.80M
≈ HK$21,120 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.94M, with repayments around HK$101,099/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$95,133
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,093
−HK$3,006/mo
Today · 4.125%
HK$101,099
baseline
▲ 0.50% · 4.625%
HK$107,251
+HK$6,152/mo

Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,198/mo (50% DSR)

Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,515 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
38號
Saleable Area
1,411 ft²
Gross Area
1,802 ft²
Efficiency
78%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2024-01-30 HK$46.00M +111.0%
16.0y
2008-02-06 HK$21.80M +63.5%
2001-05-28 HK$13.33M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 6 min walk · 473 m
Education
109
schools within 1 km (27 within 500 m)
Daily convenience
28
within 1 km (6 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Shek Kip Mei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 109 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com