▼ 0.50% · 3.625%
HK$21,146
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,804
−HK$668/mo
Today · 4.125%
HK$22,472
baseline
▲ 0.50% · 4.625%
HK$23,839
+HK$1,367/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,944/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,525
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,156
−HK$640/mo
Today · 4.125%
HK$24,796
baseline
▲ 0.50% · 4.625%
HK$26,103
+HK$1,307/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,592/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,261
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,984
−HK$735/mo
Today · 4.125%
HK$24,719
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,504/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,438/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,877
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,571
−HK$704/mo
Today · 4.125%
HK$27,275
baseline
▲ 0.50% · 4.625%
HK$28,713
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,550/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,375
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,164
−HK$802/mo
Today · 4.125%
HK$26,966
baseline
▲ 0.50% · 4.625%
HK$28,607
+HK$1,641/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,932/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,230
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,987
−HK$768/mo
Today · 4.125%
HK$29,755
baseline
▲ 0.50% · 4.625%
HK$31,323
+HK$1,568/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,510/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,490
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,345
−HK$869/mo
Today · 4.125%
HK$29,214
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,777/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,428/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,582
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,402
−HK$832/mo
Today · 4.125%
HK$32,234
baseline
▲ 0.50% · 4.625%
HK$33,933
+HK$1,699/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,468/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,604
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$936/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,914/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,935
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,818
−HK$896/mo
Today · 4.125%
HK$34,714
baseline
▲ 0.50% · 4.625%
HK$36,544
+HK$1,830/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,428/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,719
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,706
−HK$1,002/mo
Today · 4.125%
HK$33,708
baseline
▲ 0.50% · 4.625%
HK$35,759
+HK$2,051/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,416/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,287
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,233
−HK$960/mo
Today · 4.125%
HK$37,193
baseline
▲ 0.50% · 4.625%
HK$39,154
+HK$1,961/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,386/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,834
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$1,069/mo
Today · 4.125%
HK$35,955
baseline
▲ 0.50% · 4.625%
HK$38,143
+HK$2,188/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$71,910/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,639
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,649
−HK$1,024/mo
Today · 4.125%
HK$39,673
baseline
▲ 0.50% · 4.625%
HK$41,764
+HK$2,091/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$79,346/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,948
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,066
−HK$1,136/mo
Today · 4.125%
HK$38,202
baseline
▲ 0.50% · 4.625%
HK$40,527
+HK$2,325/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,404/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,992
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,064
−HK$1,089/mo
Today · 4.125%
HK$42,153
baseline
▲ 0.50% · 4.625%
HK$44,374
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,306/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,063
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,247
−HK$1,203/mo
Today · 4.125%
HK$40,450
baseline
▲ 0.50% · 4.625%
HK$42,911
+HK$2,461/mo
Deposit HK$927K · loan HK$8.35M · min. income ≈ HK$80,900/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,344
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,480
−HK$1,152/mo
Today · 4.125%
HK$44,632
baseline
▲ 0.50% · 4.625%
HK$46,985
+HK$2,353/mo
Deposit HK$927K · loan HK$8.35M · min. income ≈ HK$89,264/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,350 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).